In Zambia, the adoption of new digital banking technologies and money services has created high demand for new set of skills such as financial acumen, relationship management, risk assessment, and proficiency in digital tools. These new set of skills have brought great development to banking sectors like commercial, corporate, investment, and digital banking. Learn more about banking jobs in Zambia.
Banks in Zambia often recruit through Graduate Trainee Programs and 4-month Entry Level Training Programs (ELTP) at centers like the Banking School of Excellence. To work in most positions in bank, candidates must have a bachelor’s degree in Finance, Business Administration, Economics, or related fields. All candidates should bare in mind that working in banks is labor intensive.
In other to be recruited as one of the banking team in Zambia, candidates must submit an application via online portals, followed by written tests, interviews, and potential psychometric tests, especially for graduate trainees. Most institution accept candidate with First class academic achievement or candidate with 3.9 CGPA or higher as trainees.
Latest Jobs Openings in Zambian Banking Industry
1. Regional Head Corporate Banking, Southern Africa
- Employer: Access Bank PLC
- Location: Lusaka, Zambia
- via Jobs By Workable
- Job Type: Full-time
- Website: accessbankplc.com
- End of Applications: Friday, 23rd April 2026
Education: Must have first degree in Finance, Business Administration, Economics, or related field having a Master’s degree or MBA is an advantage.
Experience: Must have a minimum of 15 years post qualification experience, of which at least 5 years must have been at a senior management level. Must also have experience in a regional or multinational banking environment.
Required Skills
- Candidates must have strong negotiating skills
- Candidate must have good oral and written communication skills
- Candidate must be able to relate well with customers and must possess a good customer service skills
- Candidate must have good technical, analytical, interpersonal and problem solving skills.
- Candidate must be able to coach, lead and influence people
- Candidate must be Initiative, Entrepreneurship and also have the ability to take ownership.
2. Head Agency Banking & Adoption – South
- Employer: Zanaco Bank Plc
- Location: Lusaka, Zambia
- via LinkedIn Zambia
- Job Type: Full-time
Education: Must have a full Grade 12 Certificate with 5 credits which includes English and Mathematics. A university degree in a business-related field or relevant professional qualification from a recognized university.
Experience: Must have 5 years of experience in Agent and Channel Adoption or similar role at senior level.
3. Group Head of Transaction Banking and Trade Finance at First Capital Bank Zambia
- Employer: First Capital Bank Zambia
- Location: Lusaka, Zambia
- via Jobweb Zambia
- Salary: ZMK 1,113 to ZMK 11,134 per month
- Job Type: Full-time
- Website: firstcapitalbank.co.zm
Education: Must have a degree in Finance, Economics, Banking, or Business
Experience: Must have not less than 12 to 15 years’ of banking experience. Minimum of 8 years in Transaction Banking, Trade Finance, Corporate Banking, or Payments, also having experience in multi-country or regional banking environments is preferred.
4. Relationship Managers
- Employer: Access Bank Zambia
- Location: Central Province, Zambia
- via Great Zambia Jobs
- Job Type: Full-time
- Work Hours: 8 hours
- Experience in Months: 60
- Website: Zambia.accessbankplc.com
Experience in year: Minimum of 5 years’ experience in a bank, 2-3 years of which should have been in a team lead position.
Level of Education: Bachelor Degree. All candidates must have a first degree in any discipline or equivalent degree. Also, relevant Masters’ degree are acceptable.
Other Requirements
- Must have a very good computer skill.
- Must be able to communicate well in both written and oral form
- All candidates must have a good presentation or problem solving skills or capabilities
- They must be able to to excellently analyze and interpret financial data.
- They must have credit and marketing skills.
5. Sector Head – Agribusiness – Corporate Investment Banking
- Employer: Access Bank Zambia
- Location: Lusaka, Zambia
- via LinkedIn Zambia
- Job Type: Full-time
- Closing date for applications: 27th March 2026.
Education: Must have a bachelor’s degree in agriculture, Agribusiness, Banking, Finance, Economics, or related field. Also having advance certificate like the MBA, CFA, ACCA, or agricultural finance certifications is also acceptable.
Experience: All candidate must have a minimum of 8 years’ experience in corporate banking, agribusiness finance, or related fields. Candidates must have a proven track record of managing large portfolios and achieving revenue targets and a strong knowledge of agricultural value chains, commodity markets, and risk management frameworks.
How To Apply: If you have meet the requirements listed above, please submit your cover letter and curriculum vitae and certified supporting documents to Recruitments@accessbankplc.com with the Subject heading (Sector Head – Agribusiness). Hand-delivered or posted applications will not be accepted.
6. 4 Credit Manager (Commercial Bank)
- Employer: Brilliance Executive Management Consultancy
- Location: Lusaka, Zambia
- via Great Zambia Jobs
- Job Type: Full-time
- Work Hours: 8
- Experience in Months: 120
- Level of Education: Bachelor Degree
Education: Must have a bachelor’s degree in Accounting, Finance, Banking, Business Management, or a similar field, having a masters degree in any of these field will be an addition.
Experience: Must have at least a minimum of 10 years experience as a Credit Manager, Senior Credit Analyst in a Credit Environment of a Leading Commercial Bank
Other Requirements
- All candidates must have experience in working with sensitive financial information
- They must have good knowledge of credit analysis, evaluation and control management
- They must have good understanding of lending procedures.
- They must have analytical, organizational, interpersonal, negotiating, communication and time skills.
- They must be able to pay good attention to detail and also have the ability to interpret complicated financial data.
7. Head Private Banking
- Employer: Zambia National Commercial Bank Plc
- Location: Lusaka, Zambia
- via Great Zambia Jobs
- Job Type: Full-time
- Website: zanaco.co.zm
- Work Hours: 8
- Experience in Months: 60
- Level of Education: Postgraduate Degree
Experience: Must have at least five (5) years banking working experience and of which three (3) years at a supervisory level.
Education: Candidates must have Grade 12 Credit or above in Mathematics and English and any other three subjects. Must have a university degree in a Business-related Field or professional qualification from a recognized university and a diploma in Banking and Finance as added advantage.
8. Branch Coordinator-Sales & Service
- Employer: Zambia Industrial Commercial Bank (ZICB)
- Location: Lusaka, Zambia
- via Jobs Mu Zambia
- Job Type: Full-time
- Website: zicb.co.zm
Experience: Candidates should have a minimum of two (2) years of relevant experience
Education: Grade 12 School Certificate or GCE Equivalent, a minimum of Diploma in Banking and Finance, Marketing, Business Administration, or any relevant field.
9. Finance Officer
- Employer: Mary’s Meals Zambia
- Location: Chipata, Eastern Province, Zambia
- Seniority level: Associate
- Employment type: Full-time
- Via: LinkedIn
- Website: https://www.marysmeals.org
- Job function: Accounting or Auditing
- Industries: IT Services and IT Consulting
- Deadline for applications: 6th May, 2026
Education: Must have a post Secondary School in CA application Level, CIMA II, CA II or Equivalent
Experience: Candidate must have at least 2 years practical experience in accounting and office administration., preferably within a nonprofit organization
10. Clearing and Forwarding Officer
- Employer: Find Zambia Jobs
- Location: Chirundu, Southern Province, Zambia
- Seniority level: Mid-Senior level
- Employment type: Full-time, Permanent and Pensionable
- Job function: Other
- Industries: Advertising Services
- Deadline: Friday, 4 April 2026
- Website: https://findzambiajobs.com/
- Grade: ZPSC14
- Department: Zampost Freight and Forwarding
- Reporting Line: General Manager – Freight and Forwarding
- Station: Chirundu Post Office
Education: Must have a full Grade 12 Certificate and a diploma or degree in Clearing and Forwarding or a related field.
Experience: Minimum of 3 years’ experience in clearing and forwarding (local imports, border clearing, and transit goods)
Average Salary For Banking Jobs in Zambia
In Zambia, the average salary of a bankers with little or no experience (entry level) ranges from 4,500 to 7,500 ZMW monthly.
Middle position to senior can earn an average salary of 15,000 to 30,000 ZMW, while managerial position can earn an average salary of around 20,000 to 45,000+ ZMW monthly.
Also, private bankers in areas like Lusaka can pay their staff much more higher, workers in private bank can earn around 58k to 63k ZMW.
- Tellers can earn around 4,500 to 7,500 ZMW
- Credit analyst can earn around 10,000 to 18,000 ZMW, relationship managers usually earn an average salary of 15,000 to 30,000 ZMW.
- Operation manager in Zambia can earn an average salary of 20,000 to 40,000 ZMW per month
- Branch managers earns around 25,000 to 45,000 ZMW at average while CFO executives can earn 80,000+ ZMW per month at average.
All prospective candidates should know that banking jobs monthly pay is based on the location of the bank and the individual, some locations pays better than the other.
Conclusion
Banking jobs in Zambia offers attractive compensation and professional growth opportunities to qualified citizens and non citizens who are able to meet up with the basic requirements, these attractive salaries increments and incentives is to motivate staff and improve staff performance.
Although banking jobs in Zambia pays well, there are also challenges all workers have to endure in other to work effectively and these challenges are working for long hours, stress, heavy workload, and in some cases limited work-life balance for employees.
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