The Latest Banking and Finance Jobs in Cambodia are here. Cambodia’s banking and finance sector has thousands of active vacancies distributed across the major commercial entities. As such, the requirements and clear application procedures for primary roles available in the market are very necessary for interested candidates.
Unlike in previous years, the banking and finance industry in Cambodia is now characterized by a highly competitive market where jobs are dominated by digitalization processes. This development, which has been facilitated by the National Bank of Cambodia’s blockchain-based Bakong system and the overall shift towards automated risk management, has made traditional manual processing obsolete. As a result, recruiters are now prioritizing technical expertise, as well as compliance with regulations and commercial lending practices.
Therefore, for someone searching for banking or finance job in Cambodia, it is now necessary to note that standard skills are no longer sufficient for passing automated screening processes. This article outlines all the necessary information needed to get any of the banking and finance jobs in Cambodia including the salary, qualifications nature of the employment and many more.
Current Opportunities Finance and Banking Jobs in Cambodia
The list below are the latest job Vacancies in Cambodia banking and financial sector.
1. Loan Recovery / Asset Recovery Officer
1. Employers: PPCBank Cambodia and ABA Bank.
2. Nature of Employment: Full-time, Permanent.
3. Location: Primarily headquartered in Phnom Penh.
4. Core Responsibilities:
- Monitor, track, and alert accounts showing warning signs of delinquency.
- Initiate structured debt-restructuring negotiations with clients facing liquidity issues.
- Collaborate with legal and compliance departments to manage collateral repossession or court litigation.
4. Job Requirements:
- Bachelor’s degree in Banking, Finance, Law, or Business Administration.
- A Minimum of1–3 years of direct collections, risk assessment or asset recovery experience.
- Strong psychological resilience, field negotiation skills and absolute fluency in Khmer.
- English proficiency is required for international bank standards.
5. Estimated Salary: $800 – $1,500 per month depending on experience. If is supplemented by collection performance bonuses).
6. How to Apply: Submit your resume directly to the bank via ABA Bank Careers Portal or the PPCBank Career Desk.
2. Core Banking System / API Developer
1. Employers: PPCBank Cambodia and Canadia Bank.
2. Nature of Employment: Full-time, On-site or Hybrid corporate framework.
3. Location: Corporate Headquarters, Phnom Penh.
4. Core Responsibilities:
- Design, develop, and maintain core banking system scripts and database integrations.
- Build secure API gateways linking internal ledgers with the National Bank of Cambodia’s Bakong network.
- Conduct deep quality assurance (QA) troubleshooting to eliminate runtime ledger errors.
5. Job Requirements:
- A Degree in Computer Science, IT Engineering, or FinTech architectures.
- A minimum of 2+ years of hands-on experience in Java, SQL, AS400 or modern core banking systems.
- Clear comprehension of payment operations, accounting logic and anti-fraud protocols.
6. Estimated Salary: $2,200 – $4,000 per month.
7. How to Apply: Log in and apply through the Canadia Bank Career Portal or submit portfolios directly to institutional IT talent acquisition channels.
3. Credit Analyst & Relationship Officer (Deposits/Loans)
1. Employers: Canadia Bank and local corporate divisions hiring through JobNet Cambodia.
2. Nature of Employment: Full-time, Permanent
3. Location: Capital City (Phnom Penh). Kandal, Siem Reap, and Preah Sihanouk.
4. Core Responsibilities:
- Evaluate corporate and small-business loan applications via intense background and cash-flow verification.
- Generate liquidity for the institution by onboarding high-net-worth deposit clients.
- Present risk mitigation and financial reports to credit committees for final credit signs.
5. Job Requirements:
- A Degree in Accounting, Finance, or Economic Research.
At least 1–3 years of banking experience in underwriting or corporate account management. - Fluent English is mandatory; advanced Mandarin Chinese or Thai yields immediate placement priority for international trade desks.
5. Estimated Salary: $1,200 – $3,000 per month
6. How to Apply: Create a professional profile and route applications via JobNet Cambodia Financial Jobs.
4. Branch Concierge / Customer Service Officer
1. Employers: ABA Bank and Canadia Bank.
2. Nature of Employment: Full-time
3. Location: Broad national coverage spanning Phnom Penh branches and main provincial markets.
4. Core Responsibilities:
- Act as the face of the branch, greeting incoming clients and upholding 5-star service standards.
- Filter customer queries and physically cross-sell or refer them to specialized lending or deposit units.
- Educate clients on self-service digital applications and automated terminal operations.
5. Job Requirements:
- A High School Diploma or Associate/Bachelor’s degree in a relevant business discipline.
- Fresh graduates with highly polished interpersonal skills.
- Basic computer skills and an approachable, service-oriented demeanor.
6. Estimated Salary: $350 – $650 per month.
7. How to Apply: Apply through the ABA Bank Careers Hub.
5. Risk & Compliance Officer / AML Analyst
1. Employers: Amret MFI, LOLC Cambodia and J Trust Royal Bank.
2. Nature of Employment: Full-time, Permanent.
3. Location: Corporate Headquarters, Phnom Penh.
4. Core Responsibilities:
- Monitor transaction ledgers for suspicious activities in alignment with Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) laws.
- Prepare regulatory compliance reports for submission to the National Bank of Cambodia (NBC) and the Cambodia Financial Intelligence Unit (CAFIU).
- Conduct internal risk assessments on new banking products, digital wallets, and cross-border payment features.
5. Job Requirements:
- A Bachelor’s degree in Law, Finance, Accounting, or a related field.
A minimum of 1–3 years of experience in internal audit, risk management or legal compliance within a financial institution. - Familiarity with NBC regulations, CIFRS (Cambodia International Financial Reporting Standards) and basic AML tracking software.
6. Estimated Salary: $800 – $1,800 per month.
7. How to Apply: Submit applications via the Amret Careers Desk or the official J Trust Royal Bank Careers Page.
6. Senior Treasury & Liquidity Manager
1. Employers: Maybank Cambodia, Sathapana Bank and Bred Bank Cambodia.
2. Nature of Employment: Full-time, Permanent. Executive corporate track.
3. Location: Head Office, Phnom Penh.
4. Core Responsibilities:
- Manage the bank’s daily liquidity positions, cash flows, and foreign exchange (FX) exposures.
- Optimize the institutional asset and liability framework (ALM) to maximize profit while minimizing interest rate risk.
- Maintain required reserve balances with the National Bank of Cambodia (NBC) in both USD and KHR.
5. Job Requirements:
- A Master’s degree in Finance, Economics, or an active CFA (Chartered Financial Analyst) charter.
- At least 5–8+ years of deep treasury, corporate finance or investment banking experience.
- Advanced analytical modeling skills and strong negotiation capabilities with regional financial markets.
6. Estimated Salary: $3,500 – $6,000+ per month.
7. How to Apply: Send your executive profile directly to corporate HR channels via the Sathapana Bank Careers Page or executive search listings on JobNet Cambodia.
7. Trade Finance Specialist
1. Employers: Commercial institutions handling heavy cross-border import/export portfolios, including ICBC Cambodia and Phillip Bank Cambodia.
2. Nature of Employment: Full-time, Permanent. Office-based.
3. Location: Phnom Penh with occasional client-site visits to Special Economic Zones (SEZs).
4. Core Responsibilities:
- Process and verify trade instruments including Letters of Credit (LC), Bank Guarantees and Documentary Collections.
- Structure specialized trade financing facilities for corporate clients engaging in international garment, agricultural or electronic trade.
- Ensure all trade transactions align completely with International Chamber of Commerce (ICC) rules and local customs laws.
5. Job Requirements:
- Bachelor’s degree in International Trade, Finance, or Logistics.
Minimum of 2+ years of direct experience handling corporate trade instruments. - Fluency in Mandarin Chinese or Vietnamese is heavily prioritized due to the high volume of trade with China and Vietnam.
6. Estimated Salary: $1,200 – $2,500 per month.
7. How to Apply: Apply through the Phillip Bank Careers Portal or use specialized industry boards on CamHR.
8. Digital Product Manager (FinTech/Mobile Banking)
1. Employers: Wing Bank and TrueMoney Cambodia.
2. Nature of Employment: Full-time, Permanent. Dynamic, agile project environment.
3. Location: Innovation Hubs, Phnom Penh.
4. Core Responsibilities:
- Own the lifecycle and feature pipeline of the bank’s consumer-facing mobile application or merchant ecosystem.
- Collaborate with UI/UX designers and core backend engineers to deploy smooth, bug-free payment features.
- Analyze user data to optimize transaction volumes, minimize churn and scale Bakong-linked QR integrations.
5. Job Requirements:
- Degree in Business, IT, FinTech Management, or equivalent experience.
A minimum of 3+ years of experience managing mobile apps, digital wallets, or digital payment processing systems.
Strong product sense, clear knowledge of Agile/Scrum methodologies and fluent English communication.
6. Estimated Salary: $2,000 – $4,200 per month.
7. How to Apply: Apply directly via the Wing Bank Career Portal or network directly with FinTech acquisition heads on LinkedIn.
RECOMMENDED: Visa Sponsorship Jobs in Cambodia for foreigners
How to Accelerate Your Application Success
To maximize your chances against applicant tracking systems (ATS) used by leading Cambodia banks, consider the following tips
- Formatting for Mobile-Friendly Viewing: many regional recruiters and HR managers browse through resumes on their mobile phones, so it is critical to optimize your documents for smaller screens and eliminate unnecessary columns
- Emphasize KHR/USD Balance Sheets Experience: if you have any experience in risk management, treasury operations, or lending, make sure to specify your expertise in maintaining two-currency balance sheets
- Double-Checking Open Positions via Telegram: while you are encouraged to apply via job portals (JobNet Cambodia, bank’s career pages), many recruiters actively check Telegram channels for qualified candidates
- Make sure to look for verified accounts run by bank groups – most companies have their official Telegram channel listed on their website.
Technical skills test required for the Core Banking/API role in Cambodia
Core Banking (API) Developer technical skills test in Cambodia’s leading banks (ABA, Wing, Canadia) is highly practical
Human Resources and engineering managers design this evaluation to screen out applicants who cannot demonstrate their coding and database optimization skills in real-life scenarios.
This assessment consists of three stages: a take-home or proctored coding exercise (24h-48h or 90-120 min) and a technical defense.
1: Database Operations + Core Ledger Logic (35%)
Core banking systems demand rock-solid data integrity: your ability to write production-grade, highly optimized SQL queries or Oracle scripts will be put to the test.
The Task: Write a set of SQL queries/stored procedures that can calculate account balances, accrued interest, or cash positions in USD and Cambodia’s currency (KHR) across multiple tables with high concurrency.
What To Expect: Proper utilization of the ACID compliance to ensure that transactions are fully completed or rolled back in case of any interruption.
Applying SELECT … FOR UPDATE statements to lock the database records to prevent deadlocks and double spending.
Optimized SQL queries using indexes and joins to efficiently retrieve information from tables with millions+ of records.
2: API + Bakong Network Protocols (45%)
Since Cambodia’s financial infrastructure is built around the Bakong instant payment system, you are expected to know how to design applications that can securely communicate with external APIs.
The Task: Design a RESTful API endpoint (most likely in Java, JavaScript, or Go) that can process financial transactions and respond with a standard JSON payload. The endpoint must accept a request, process a payment, and return a response to a mobile banking application.
What To Expect- Payload validation: your API must reject invalid requests, negative amounts, unrecognized account numbers, etc.
Implementation of security standards: JSON web tokens (JWT), OAuth2, or encryption algorithms (e.g. HMAC-SHA256)
Idempotency key logic: if a user hits the “Pay” button twice due to a poor connection, the payment must still be processed once.
3: System Resilience (20%)
A core banking developer’s credibility is tested when the system goes down: this section’s tasks are focused on designing software that will behave predictably even if external services become unavailable.
The Task: Refactor the given code snippet to implement appropriate error handling/resiliency patterns.
What To Expect: Circuit breaker pattern to prevent the application from crashing when a downstream service is unavailable.
Asynchronous retries with message queues (Kafka, RabbitMQ, etc.) to prevent data loss and ensure that transactions are eventually consistent.
Appropriate logging and error responses in case of a connection timeout (HTTP 503 Service Unavailable) or insufficient funds (HTTP 422 Unprocessable Entity).
legal documents needed for an expat work permit in Cambodia’s finance sector
To obtain the legal work permit in Cambodia’s highly regulated finance sector (banking and insurance), both the expat employee and the financial employer (bank/MFI) need to submit specific sets of documents.
The applications are assigned electronically by the Ministry of Labour and Vocational Training (MLVT) via the Foreign Worker Central Management System (FWCMS) Portal.
Expat Employee Checklist
- Valid Passport: Must be valid for 6 months upon arrival with a stamp upon entry.
- Ordinary E-Class Visa: Tourism e-Visa or T-class visas are not eligible for conversion; employees must apply for an Ordinary E-Class Visa (or EB Business Visa Extension).
- Medical Certificate: Physical health certificate issued by the Labour Medical Department of the Ministry of Labour and Vocational Training (or another authorized clinic). The employee needs to pass a short health examination, a blood test, and a chest X-ray.
- Employment Contract: The contract for employment in two languages (Khmer/English) duly stamped by the MLVT.
- Photographs: Digital and hard-copy working photos (4×6 cm size) with a white background.
- Local Residence Proof: Residential certificate or a formal letter from your landlord (host). Otherwise, your landlord should log in with his/her FPCS account (Foreigners Present in Cambodia system) and enroll you with their approval
- Degrees: Diplomas and/or certificates related to the field of work (e.g., CFA, CPA certificate)
The documents must be officially translated (and apostilled/notarized) by the embassy/consulate of the Kingdom of Cambodia in your home country.
The Employer Checklist for Banks/MFIs
As the financial organization’s compliance department sponsors the application for the foreign worker, they are required to upload the following documents to the FWCMS Portal:
- Foreign Quota Allocation Permit: Since Cambodian labour law stipulates that the number of foreign employees cannot exceed 10% of the total company staff, the bank needs to apply for a Foreign Quota Allocation Permit from the MLVT to reserve a foreign worker visa.
- Certificate of Incorporation: The company’s Certificate of Incorporation (must bear the company’s stamp)
- Tax Certificate: Certificate of tax registration with the General Department of Taxation (GDT) – must be updated.
- NBC Operating Licence: The National Bank of Cambodia authorisation for the bank’s operation as a commercial bank or MFI.
Conclusion
The banking and finance services in Cambodia is for qualified applicants. If you are interested in working in any of the banks in Cambodia, take time to prepare your documents and apply appropriately.
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