You most have heard about gift cards, but what really are gift cards? What types of gift cards are available in the USA?. Do you also want to know what are the best gift cards in USA?. Have you been wondering how you can save money on gift cards?
skipping mall shopping and opting for a gift card may seem like the best approach. But landing on just the right card for your recipient requires a fair bit of strategy too. It’s actually important to have a broader knowledge about popular gift cards in USA and how it works. Gift cards can be a convenient and useful substitute for cash when you need to make purchases or want to give a gift to someone else.
you may want to know more about gift cards, in this article we will try as much as to explore which gift card is the highest rated in 2023, what is the most popular gift card in USA, what to look at when when buying a gift card and what are some of hidden fees in some gift cards.
what are gift cards
- A gift card is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an substitute to cash for purchases within a particular store or business. Gift cards are also given out by employers, love ones or organizations as rewards or gifts. They may also be distributed by retailers and marketers as part of a promotion strategy , to lure the recipient to come in or return to the store. Gift cards are only for purchases at the relevant retail store or business place and cannot be cashed out , and in some cases may have an expiring date or fees. American Express, MasterCard, and Visa offer generic gift cards which can be redeemed at any retail premises, that is why they are widely used for cashback marketing strategies.
Types of gift cards
There are two types of gift cards—physical and digital (e-gift cards)—and each comes with a wide range of features and benefits. If you may want to purchase gift cards for others during the holiday season, or you want to buy them for yourself, it helps to understand how they collate with other payment methods
Physical vs Digital Gift Cards
Gift cards can be physical meaning a plastic card or digital. Digital gift cards have no physical form; instead, you’re given a unique gift code number that you can use to redeem at online retailers when buying. Physical cards is currently the most popular kind of gift cards, but that is expected to change in the near future
Retail companies such as Amazon, Walmart, and Target allow costumers or consumers to purchase physical cards as well as to load online or digital cards.
Restaurant chains, like Starbucks, Chipotle, and Chili’s, also offer customers digital and physical gift cards. These cards make it convenient for customers to pay for their drinks and meals using an app or in- establishment card reader.
List of Most popular gift card in USA
Bellow is the list of 10 most popular gift card in USA in 2022.
- Amazon gift cards
- Visa Gift Card
- iTunes Gift Card
- Walmart Gift card
- American Express Gift card
- Target Gift card
- Starbucks Gift card
- Disney Gift card
- Sephora Gift card
- eBay Gift card
11 best gift card for everyone on your list
At times, gift cards can feel like an unwanted gift. But that doesn’t have to be the case, especially when you take the time to find a card that matches the interests of t your recipient. Bellow are list of 11 gift card that could be a perfect match for everyone you may want to give to.
Starbucks gift card
Almost everyone knows someone who absolutely needs caffeine. And that’s why a Starbucks gift card is the perfect present for them. And what makes this card really convenient is how the recipient can redeem it. Send the card via email, present a physical card, or allow them to receive a notification via iMessage.
Amazon gift card
Because Amazon almost sells everything, there’s a likelihood your recipient has shopped with the mega -website, So a gift card won’t be waste
Apple gift card
Tech- obsessed recipients will absolutely love a gift card that covers all things Apple. It can be used towards larger purchases like a laptop, desktop, or iPad. But there are also more everyday purchases like the App store, iTunes, or Apple TV+.
Hotels.com gift card
Instead of a card for a specific airline or hotel chain, this gives your recipient access to thousands of lodging options worldwide. You can add up to $2,000, covering a few nights in even the most luxurious locations. You don’t have to worry about any fees, and your recipient doesn’t have to worry about the card expiring.
TaskRabbit gift card
Everyone can use a helping hand. TaskRabbit makes it easy to connect with people in the area who can do everything from hanging curtains and assembling furniture to moving heavy items up a flight of stairs. A gift card to this company is sure to be put to good use.
Target gift card
Clothing, kitchen appliances, home decor. These are just some of the things Target sells. So a gift card really means your recipient can buy anything that’s on their list of goods they want. This card and be sent through email or message
Netflix gift card
Singles or couples can appreciate a good night of Netflix and chill. With thousands of programs, original films, and shows, Netflix has something to offer everyone, even kids.
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Highest rated Gift Card in USA
- Amazon Gift Card It is only right for the gift card of the biggest: online retailer to be sold for high rates due to its high demands. An Amazon gives you 92% of the initial price they were purchased for.
- iTunes Gift Card
- eBay Gift Card
- Sephora Gift Card
- Apple Gift Card
- Google Playstore Gift Card
- Steam Gift Card
Best Gift Cards Without Hidden Fees
One problem with many gift cards is the hidden fees. Two of the most popular gift cards, the Visa gift card and American Express gift card ranked No. 1 and No. 4, respectively, according to WalletHub, come with heavy fees.
Master Gift card, American Express gift cards, visa gift card and Discover gift cards are not attached to any specific retailer—they can be use anywhere, and that is what makes them so popular. But these network gift cards charge the buyer a fee for that convenience—$3.95 at minimum, from ( walletHUb). And to expect higher costs: $4.95 for cards $100 or less, $5.95 for cards between $101 and $500, and between $6-$7 for cards above that. It’s almost not possible to purchase ultra-popular Visa gift cards with no fee, for instance.
Recipients could wind up paying also: If they don’t use their gift cards for 12 months, they could also face a $2.50 monthly inactivity fee, deducted automatically from the card’s balance.
If you want the flexibility of letting your loved one spend your gift wherever they want, it’s better stick with cash. But if that doesn’t fit the bill, a better option is to use the no-fee gift cards offered by most retailers.
What to look at when buying a gift card
Card Top-Off Options
Always check the terms and conditions. Most cards will have five years of validity, and many allow you to top up with additional cash or put the outstanding amount towards a cash purchase. Be aware, however, that some retailers charge a fee for reloading a card.
Trustworthy Sources
Avoid third party website, If you’re buying a gift card from a major retailer, always buy directly from the store , and be watchful of small startups or struggling retailers. Cards purchased in-store are usually loaded at the counter when purchasing, and you should always keep the receipt.
Chains That Offer More Options
If you are not very sure of what the person you are buying for likes, pick gift cards from chains that own multiple brands. Often these gift cards can be used at different stores, offering the user more options.
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